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File your federal tax return as soon as possible.

Am I eligible to use Direct File?
Am I eligible to use Direct File?
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  1. State completed
  2. Income completed
  3. Savings and retirement 
  4. Deductions not completed
  5. Credits not completed

Step3 of 5 Savings and retirement

You can use Direct File with these common retirement and savings accounts.

Savings

You can use Direct File if you:

  • Earned interest income from common accounts such as savings, checking, savings bonds, and treasury obligations
  • Added or used money from a Health Savings Account (HSA)
  • Added or used money from a Flexible Spending Account (FSA), sometimes called Flexible Spending Arrangements

You can’t use Direct File if you:

  • Added or used money from a Medical Savings Account (MSA)

Retirement

You can use Direct File if you have:

  • Contributions and most distributions from Employer-sponsored retirement plans, like a 401(k), pension, annuity, 403(b), or governmental 457(b)
  • Direct rollovers from one employer-sponsored retirement plan to another, or to an Individual Retirement Arrangement (IRA)

You can’t use Direct File if you have:

  • Contributions to any type of IRA (Traditional, Roth, SEP/SIMPLE), except for rollovers
  • Distributions from any type of IRA

Find other ways to file your federal taxes.

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